CreditPulse: A Causal AI System for Equitable Credit Risk Assessment in East African Digital Lending Markets

A full-stack, production-grade credit risk intelligence platform that goes far beyond your existing credit eligibility project by adding causal reasoning, Bayesian uncertainty quantification, NLP-derived signals from alternative data, and an explainable AI layer built specifically for the context of East African digital lending markets (M-Pesa ecosystem, mobile-first borrowers, thin credit files). This is immediately relevant to fintechs, development finance institutions (World Bank, IFC, FSD Africa), and insurance firms.