altradits/yebo

Custodial Bitcoin bank for Kenya — M-Pesa ↔ Lightning, savings with interest, chama wallets, agent cash network. Pure Go, zero external dependencies. # YeboBank — Development Guidelines ## The World's First Open-Source Bitcoin Community Bank for Africa > Built on the Bitcoin and Lightning Network whitepapers. > Designed for low-income earners in Kenya and Africa. > Open source. One phase. No guessing. --- ## What This Is YeboBank is a custodial, open-source Bitcoin community bank. It is not a wallet, not a payment processor, and not an exchange. It is a **bank** — with savings accounts, interest income, group wallets (chamas), agent cash networks, and a global payment receive endpoint. Everything denominated in Bitcoin (satoshis), displayed in Kenyan Shillings. ## What Makes It Different | Feature | YeboBank | Strike | Galoy/Blink | Machankura | BTCPay | |------------------------|----------|--------|-------------|------------|--------| | Open source | YES | NO | YES | NO | YES | | M-Pesa integration | YES | YES | NO | YES | NO | | Savings with interest | YES | NO | NO | NO | NO | | Chama group wallets | YES | NO | NO | NO | NO | | Agent cash network | YES | NO | NO | NO | NO | | Lightning addresses | YES | YES | YES | NO | YES | | Global payments in | YES | YES | NO | NO | YES | | Zero external Go deps | YES | NO | NO | NO | NO | ## Competitors to Study - Galoy: galoy.io | github.com - Blink: blink.sv - Machankura (USSD Bitcoin - partner, do not compete): 8333.mobi - Strike: strike.me | strike.me - Bitnob: bitnob.com - BTCPay Server: btcpayserver.org | github.com - LNbits: lnbits.com - Yellow Card: yellowcard.io ## How to Run ### Prerequisites - Go 1.22+ - Docker + Docker …