amjadkamara/aim-protocol

AIM Protocol - Decentralized microfinance for African farmers on Solana # AIM Protocol > Financial infrastructure for African farmers — built on Solana. ## What is AIM Protocol? AIM Protocol is a decentralized microfinance platform connecting smallholder farmers across Africa to DeFi financial services. Farmers establish a verifiable on-chain identity, request crop-backed microloans, track their loan history, and build an on-chain credit record — no bank account, collateral, or paperwork required. Approved lenders (NGOs, cooperatives, MFIs) register, get admin-approved, and deploy capital against transparent, published terms on a public marketplace. Originally built for the Solana Frontier Hackathon 2026. Now in active post-hackathon development toward real-world deployment across Africa. 📄 **Full version history and technical release notes:** `/docs/release-notes` ## The Problem Over 60% of Africa's workforce depends on agriculture, yet smallholder farmers remain almost entirely excluded from formal financial systems — not because the need isn't there, but because the infrastructure was never built for them. Traditional lending requires collateral they don't have, processes that take weeks, and interest rates of 30–60% annually that make farming unprofitable. The result: farms abandoned, food prices rising, youth leaving rural areas for cities. **Blockchain solves this:** - A wallet replaces a bank account — anyone with a phone can participate - On-chain identity replaces collateral documentation - Smart contracts replace loan officers — rules enforced transparently - Transaction history on-chain creates a credit record over time ## Live Demo 🌍 **aim-protocol.vercel.app > Connect a Phantom wallet set to **Solana Devnet** to interact with the live smart contract. > Free devnet SOL available at faucet.solana.com ## Screenshots | Homepage | Lender approved (on-chain) | …