bekonad/ethiopia-financial-inclusion-forecast
Domain:
socioeconomicRecord type:
project
Creator:
bek
Host:
# 📊 Ethiopia Financial Inclusion Forecasting
**10 Academy – Artificial Intelligence Mastery**
Week 10 Challenge • Forecasting Ethiopia's Digital Financial Transformation
**Author:** Bereket Feleke
**Challenge Period:** 28 January 2026 – 03 February 2026
**Location:** Addis Ababa, Ethiopia
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## Table of Contents
- Challenge Overview 📋
- Historical Trajectory 📈
- Project Deliverables & Status ✅
- Repository Structure 📁
- Setup & Execution Instructions ⚙️
- Key Insights from Exploratory Analysis 🔍
- Technology Stack 🛠️
- License 📜
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## Challenge Overview 📋
This repository contains the solution for the **Week 10 Challenge: Forecasting Financial Inclusion in Ethiopia** using time series and exploratory data analysis techniques.
Ethiopia is experiencing rapid digital financial transformation:
- Telebirr: >54 million users since 2021 launch 🚀
- M-Pesa Ethiopia: >10 million users since 2023 📱
- Interoperable P2P digital transfers now surpass ATM cash withdrawals 🔄
Despite this growth, the **2024 Global Findex** reports **49% of adults** (aged 15+) have a financial account — a modest **+3 percentage points** increase since 2021.
The project aims to:
- Identify drivers of financial inclusion in Ethiopia
- Assess event impacts (product launches, policies, infrastructure)
- Forecast 2025–2027 account ownership and digital usage trends
**Core indicators (Global Findex):**
1. **Access** – Account Ownership Rate (% adults with bank or mobile money account)
2. **Usage** – Digital Payment Adoption Rate (% adults making/receiving digital payments)
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## Historical Trajectory 📈
| Year | Account Ownership | Change | Notes |
|-------|-----------------|--------|--------------------------------|
| 2011 | 14% | — | Baseline |
| 2014 | 22% | +8pp | Early growth …