On-demand earned wage access for African gig workers, powered by Stellar blockchain # WageStream Africa 💸 > On-demand earned wage access for African gig workers, powered by Stellar blockchain. ## 🌍 The Problem Gig workers across Africa — Bolt drivers, market traders, dispatch riders — earn daily but get paid weekly or monthly. When emergencies hit mid-week, they resort to loan sharks charging 30–50% interest. They have already earned the money — they just cannot access it. Problems: - ❌ Workers wait weeks to access money they already earned - ❌ Emergency expenses force workers into high-interest loans - ❌ No verifiable earnings record for credit access - ❌ Employers have no transparent payout system ## ✅ The Solution WageStream Africa lets workers access their already-earned wages any day of the week via the Stellar blockchain — no loan sharks, no waiting, no banks needed. - ✅ Workers request advances on earned wages instantly - ✅ Every transaction is recorded permanently on Stellar - ✅ Builds a verifiable on-chain earnings record - ✅ Employers deposit a salary float in USDC on Stellar ## 🛠️ Tech Stack - **Blockchain:** Stellar Network (Testnet + Mainnet) - **Smart Transactions:** Stellar SDK (JavaScript) - **Backend:** Node.js - **Frontend:** React (coming soon) - **Environment:** dotenv ## 🚀 Getting Started 1. Clone the repo: