DePesa/.github

Earn Yields in Solana by depositing directly from mpesa # DePesa **Decentralized Money for East Africa.** 51 million Kenyans use M-Pesa every day. Every one of them earns 0% on their balance. Solana DeFi pays 5–15% APY on the same money — automatically, daily. DePesa is the bridge. Send KES via M-Pesa. Earn yield on Solana. Withdraw back to M-Pesa anytime. No crypto wallet. No seed phrase. No jargon. Just your M-Pesa PIN. --- ## What We're Building DePesa is a yield protocol on Solana that converts KES deposits into USDC yield positions on Kamino Finance and returns earnings to users in Kenyan Shillings — entirely through M-Pesa. The user never touches a blockchain. The complexity lives in our backend. The simplicity lives in the product. --- ## Repositories | Repository | Stack | Description | |---|---|---| | `depesa-web` | HTML · CSS · JS | Brand page and early access waitlist | | `depesa-backend` | Go · Fiber · PostgreSQL · Redis | M-Pesa bridge, API, orchestration layer | | `depesa-program` | Rust · Anchor · Solana | On-chain yield protocol program | | `depesa-app` | Next.js 14 · TypeScript · PWA | Mobile-first user interface | --- ## Architecture in One Diagram ``` User (M-Pesa STK Push) ↓ depesa-backend ← Go — orchestrates everything ├── M-Pesa (Daraja 3.0) ← Deposit in KES, withdraw in KES ├── Bridge (Yellow Card) ← KES ↔ USDC conversion └── Solana (Helius RPC) ← submits on-chain transactions ↓ depesa-program ← Rust/Anchor — non-custodial custody └── Kamino Finance CPI ← USDC earns 5–15% APY ↓ User (M-Pesa B2C) ← Earnings back in KES ``` --- ## Status | Milestone | Status | |---|---| | Brand page + waitlist | Live at depesa.pages.dev | | M-Pesa integration (Daraja 3.0) | Week 1 — In Progress | | Solana Anchor program (Devnet) | Week 2 | | KES→USDC→Kamino bridge | Week 3 | | Mobile PWA frontend | Week 4 | | Security audit | Q2 2026 | | Mainnet beta | Q3 2026 | --- ## Built With --- ## Program DePesa is currently participating in the **Colosseum Eternal** accelerat …