DonaldKnut/smart_labs

Smat Labs provides a production-ready platform for settlements, double-entry ledger accounting, multi-chain crypto operations (Bitcoin, Ethereum, Solana), and AI/ML-powered fraud detection—designed for partners building the next generation of African fintech. # Smat Labs **African-first crypto-monetary infrastructure for fintechs and institutions.** Smat Labs provides a production-ready platform for settlements, double-entry ledger accounting, multi-chain crypto operations (Bitcoin, Ethereum, Solana), and AI/ML-powered fraud detection—designed for partners building the next generation of African fintech. --- ## Table of Contents - Features - Architecture - Tech Stack - Prerequisites - Quick Start - Project Structure - API Overview - Testing - Documentation - Security - Roadmap - Support --- ## Features | Area | Capabilities | |------|--------------| | **Ledger & settlement** | Double-entry ledger, atomic transactions, off-chain settlement (<1s), on-chain finality via smart contracts | | **Reserve & risk** | 1:1 reserve validation, risk controls (limits, velocity checks), full audit trail | | **Crypto** | Bitcoin, Ethereum, Solana support; HD wallet generation; custody abstraction | | **API** | REST-first, API key auth, rate limiting, idempotent operations, webhooks | | **ML/AI** | Fraud detection, risk scoring, anomaly detection, price prediction (no external API keys required) | | **Smart contracts** | SMAT Token (ERC-20), multi-sig Treasury, Settlement Registry (EVM) | --- ## Architecture ``` ┌─────────────────────────────────────────────────────────────────┐ │ Partner Fintechs (REST / Webhooks) │ └─────────────────────────────┬───────────────────────────────────┘ │ ┌───────────────────┴───────────────────┐ │ │ ┌─────────▼─────────┐ ┌───────────▼───────────┐ │ API (NestJS) │◄────────────────┤ Smart Contracts │ │ • Settlements │ Events │ (Solidity / EVM) │ │ • Balances │ │ SMAT, Treasury, │ │ • Ledger │ │ SettlementRegistry │ │ • Wallets/Crypto│ └───────────────────────┘ │ • ML/Compliance │ └─────────┬─────────┘ │ ┌───── …