frsszn/amara-ai

Amara AI --- Amara AI: Credit risk assessment platform for microfinance lending. Combines ML predictions with Gemini AI analysis to evaluate loan applications. ## Features - **ML Risk Scoring** - Decision tree model predicts probability of default (70% weight) - **Gemini Vision Analysis** - Analyzes business/home photos for additional risk signals (15% weight) - **Gemini NLP Analysis** - Processes field agent notes for sentiment and risk factors (15% weight) - **Dashboard Analytics** - Real-time charts for risk distribution, loan status, and recommendations - **Borrower Management** - Track customers, loans, and assessment history ## Tech Stack | Layer | Technology | | ------------- | ---------------------------------------------- | | Frontend | Next.js 16, React 19, TypeScript, Tailwind CSS | | UI Components | Radix UI, Lucide Icons, Recharts | | Backend | FastAPI, Pydantic, SQLAlchemy (async) | | Database | PostgreSQL (Cloud SQL) | | AI/ML | Google Gemini API, scikit-learn | | Auth | JWT with bcrypt | ## Project Structure ``` amara-ai/ ├── backend/ │ ├── app/ │ │ ├── core/ # Config, security │ │ ├── models/ # Pydantic & SQLAlchemy models │ │ ├── routers/ # API endpoints │ │ │ ├── auth.py # Login/register │ │ │ ├── assessment.py # Credit assessment │ │ │ └── dashboard.py # Stats & charts │ │ └── services/ # Business logic │ │ ├── scoring_engine.py # Risk calculation │ │ ├── ml_inference.py # ML model │ │ └── gemini_service.py # AI analysis │ ├── model/ # Trained ML models │ └── requirements.txt │ ├── frontend/ │ ├── app/ │ │ ├── (auth)/ # Login page │ │ └── (dashboard)/ # Dashboard, borrowers, assessments │ ├── components/ # React com …