gabrielmahia/bima-mcp

MCP server for Kenya insurance — NHIF coverage, parametric crop risk, microinsurance comparison. 6 tools. # 🛡️ bima-mcp — Kenya Insurance Intelligence MCP Server --- **Compatible with `claude-sonnet-5`** (released 2026-06-30) — Anthropic's most agentic Sonnet yet. Runs multi-step tool chains end-to-end without stopping short. Install: `pip install bima-mcp` · Use with any MCP client. --- Insurance products exist — NHIF, parametric crop cover, microinsurance — but comparing them or checking eligibility requires navigating separate portals with no shared interface. Exposes Kenya insurance data, NHIF coverage analysis, parametric crop risk scoring, and microinsurance comparison through the Model Context Protocol. ## Why Insurance Infrastructure Matters In mature economies, insurance is invisible infrastructure — it enables risk-taking by capping downside. A farmer plants a new crop because crop insurance limits loss. A parent starts a business because health insurance protects the family. Without this floor, the rational choice is perpetual caution. Kenya's insurance penetration: **2.3% of GDP** vs 8–11% in developed markets. The gap is not cultural — it is the cost of distribution, claims verification, and actuarial data. All three can be compressed by technology. ## Tools | Tool | What it does | |------|-------------| | `kenya_insurance_products` | List IRA-registered products by type (health, life, crop, device) | | `nhif_coverage_query` | Query NHIF benefits by hospital tier and procedure type | | `premium_estimate` | Estimate monthly premiums for any coverage type + income bracket | | `parametric_crop_risk` | NDMA-based crop insurance risk for smallholder farmers | | `compare_microinsurance` | Compare affordable products by target group and budget | | `community_pool_calculator` | Size a chama pooled insurance arrangement | ## Quick Start ```bash pip install bima-mcp # coming soon to PyPI bima-mcp # starts the MCP server on stdio ``` ## Claude Desktop Integration ```json { "mcpServers": { "bima-mcp": { "command": "bima-mcp" } …