RemitAI β Diaspora remittance advisor. Compares transfer corridors, exchange rates, and fees for Kenya-US flows.
# πΈ RemitAI β Diaspora Financial Advisor
> Smart remittance planning for Kenyans abroad. FX rates, M-Pesa transaction costs, provider comparison, and a conversational AI that helps you plan how much to send home β and when.
## The problem
Kenya receives $4.5B+ in annual remittances. The average Kenyan diaspora member sends money home 6β8 times a year. The questions they face every time:
- Which provider has the best rate today?
- How much arrives after all fees?
- Is this a good time to send β or should I wait?
- How do I split a send between family members?
- What's the cheapest way to reach someone in a rural county?
RemitAI answers all of these in one conversation.
## What it does
| Feature | Description |
|---------|-------------|
| π± **Live rate comparison** | Side-by-side true cost across 7 providers including the FX margin |
| π **Arrival calculator** | Exactly how many KES arrives at the other end |
| π¬ **Conversational advisor** | Ask "Should I wait to send?" or "How do I send to Turkana County?" |
| π± **M-Pesa delivery guide** | Which provider lands directly into M-Pesa, which requires pickup |
| ποΈ **Rate trend alerts** | When KES is at a 3-month high β best time to send |
## Quickstart
```bash
git clone
github.com
cd remit-ai
pip install -r requirements.txt
streamlit run app.py
```
## Data sources
- Live FX rates via open exchange APIs
- Provider fee schedules (Western Union, Remitly, WorldRemit, Wise, M-Pesa Global, Azimo, Mukuru)
- World Bank remittance cost benchmark (5% threshold)
## Related
- TumaPesa β True cost comparison dashboard (the calculator)
- **RemitAI** β the conversational advisor
- mpesa-mcp β M-Pesa MCP server
## IP & Collaboration
Β© 2026 Gabriel Mahia Β· contact@aikungfu.dev
License: CC BY-NC-ND 4.0
Not affiliated with M-Pesa Africa, Safaricom, or any remittance provider.