Nigeria fintech development
# Nigeria Fintech Suite (OWO · ARA · GRIOT)
This repository contains the initial shared platform for three products:
- **ARA**: FX tracker for official vs market-discovered naira rates.
- **GRIOT**: AI-assisted daily Nigerian market brief workflow.
- **OWO**: Multi-asset portfolio tracking in NGN and USD.
## Current milestone
This commit provides a production-minded scaffold:
- Next.js 14 app router foundation with mobile-first routes (`/`, `/ara`, `/griot`, `/app`).
- Initial ARA UI building blocks (`RateDisplay`, `SpreadBadge`).
- Seed API endpoint: `GET /api/ara/rates`.
- Shared naira/time formatting utilities aligned to `en-NG` and WAT.
- Full Prisma schema modeled for OWO, ARA, and GRIOT entities.
## Local development
```bash
npm install
npm run dev
```
Open `
localhost`.
## Next steps
1. Connect Supabase auth + Postgres.
2. Implement cron ingestion for CBN + market-discovered rates.
3. Add Redis caching and freshness/staleness checks in API responses.
4. Build admin review flow for GRIOT verification before distribution.