kanyi-Gabriel/chama-smart

# Chama Smart 🏦 A Django-powered Chama (investment group) management platform for Kenya. ## Features - Member registration and management - Automated M-Pesa contributions via Daraja API - Loan application and approval system - ML-powered credit scoring - Automated penalty calculation - Live draw/voting system for chama winners ## Tech Stack - Backend: Django 6.0 + Django REST Framework - Database: PostgreSQL - Payments: Safaricom Daraja API - ML: scikit-learn, pandas - Task Queue: Celery + Redis ## Setup ```bash git clone github.com cd chama-smart python3 -m venv venv source venv/bin/activate pip install -r requirements.txt cp .env.example .env # fill in your values python3 manage.py migrate python3 manage.py runserver ``` ## Environment Variables See `.env.example` for required variables.