# medibridge-platform
# Medipay Africa
**A Unified Health Wallet Solution for West Africa**
**Integrating Paystack and Interswitch**
**Enyata x Interswitch Buildathon 2026 – Health Track**
**Live Demo**:
medipay-frontend.vercel.app
**Frontend Repository**:
github.com
**Backend Repository**:
github.com
**Build Period**: March 23 – 26, 2026
## Problem We Are Solving
In West Africa (especially Nigeria and Ghana), healthcare remains extremely challenging due to:
- **High out-of-pocket (OOP) spending** — 60–70% of health costs are paid directly by patients, often leading to delayed or denied treatment.
- **Fragmented billing** — Patients must run between multiple departments (lab, pharmacy, surgery, admission) to collect and pay separate bills, wasting time and causing drop-offs.
- **Upfront payment barriers** — Public and private centres demand cash before service, even in emergencies.
- **Diaspora funding friction** — Relatives abroad send money via Wise, bank transfers, or cash apps, but the funds are not purpose-bound, often delayed, and families still struggle to confirm payment at the hospital.
**Competitor Analysis**
While similar-sounding solutions exist, none match MediBridge’s West Africa-first design:
- **Medipay (South Africa)** offers “Care Now, Pay Later” instalment financing with a repayment app. It is credit-focused and provider-oriented, lacks proactive micro-savings, has no Remita-style public-centre directory, and does not support hybrid Interswitch + Paystack or purpose-bound diaspora links.
- **Helium Health (Nigeria)** is strong on provider EMR and clinic financing but is backend-heavy and does not give patients a personal savings-first wallet or unified public-centre bill directory.
- **M-TIBA (East Africa)** is a health wallet with savings and remittances but runs on M-Pesa rails, has no West African gateway integration, and lacks our Remita-style unified bil …