MickeeJay/AjoChain

AjoChain is a MiniPay Mini App on Celo that turns African rotating savings groups into transparent, automated, on-chain savings circles. # AjoChain AjoChain is a secure group savings application built on the Celo blockchain. It replaces traditional rotating community savings circles (known as Ajo, Esusu, or Chamas) with automated smart contract rules. ## What is AjoChain? In many parts of the world, communities save money together using rotating savings groups. However, traditional groups rely entirely on trust. If an organizer disappears or a member fails to pay on time, the cycle breaks, and community members lose their hard-earned money. **AjoChain protects your savings by locking them in code, not promises:** - **Secure Escrow**: Contributions are locked in automatic smart contracts. No single person or organizer can run off with the group's funds. - **Fair Payouts**: The payout order is determined by a fair, tamper-proof system. No one can jump the queue or change the schedule. - **Dollar-Pegged Savings**: Contributions and payouts use cUSD (Celo Dollar) to preserve value and avoid local currency inflation. - **Credit Reputation**: Every completed cycle mints a permanent, non-transferable certificate proving your history of reliable savings. AjoChain features a mobile-first, MiniPay-native user experience tailored for community-driven finance. ## Mainnet Status | Component | Address | Explorer | |---|---|---| | AjoGroupFactory | `0xAb672F162220ebB17B82bBcf8823Cd0f141515b9` | celoscan.io | | AjoCredential | `0x70A8C3AbF529B26dB520a12ea63276cceb50bB30` | celoscan.io | | cUSD (Mento) | `0x765DE816845861e75A25fCA122bb6898B8B1282a` | celoscan.io | ## Repository Layout ```text AjoChain/ ├── contracts/ # Hardhat workspace (Solidity, tests, deployment) ├── packages/react-app/ # Next.js frontend ├── docs/ # Ops and deployment guides ├── scripts/ # Utility scripts …