Estimate your Ghana PAYE income tax and net pay instantly. Uses 2026 GRA monthly tax bands with SSNIT Tier 1 and optional Tier 3 deductions. Built with React, TypeScript, and Tailwind CSS.
# Ghana PAYE Calculator
**Live demo:**
ghana-paye-calculator.verce…
A client-side Ghana payroll and income tax dashboard for estimating PAYE, SSNIT, voluntary Tier 3 deductions, and net take-home pay from monthly salary details.
> **Estimate only.** This calculator is based on 2026 Ghana Revenue Authority (GRA) monthly income tax bands and the SSNIT employee Tier 1 rate. It does not account for overtime, bonuses, back-pay, reliefs, or other non-standard payroll items. Always confirm with the Ghana Revenue Authority (GRA) or a licensed tax professional.
## Features
Salary inputs:
Enter monthly basic salary, optional allowances, and optional voluntary Tier 3 contribution.
Tier 3 cap handling:
Voluntary Tier 3 is capped at 16.5% of basic salary and the UI warns when the cap applies.
Monthly / annual toggle:
Switch every displayed value between monthly and annual views.
Net-pay dashboard:
Shows take-home pay prominently with a take-home/deductions donut chart.
Tax breakdown table:
Displays each GRA band, rate, taxable amount, and tax due from the live calculation state.
Contribution summary:
Shows employee SSNIT, employer SSNIT, Tier 3, PAYE, and total employee deductions.
Quick facts:
Explains useful assumptions such as net-pay percentage, effective PAYE rate, and top marginal band.
Copy summary:
Copies the current calculated payslip summary to the clipboard.
Print payslip:
Opens a print-ready payslip view with form controls hidden.
Dark mode:
Supports a deep espresso/charcoal dark theme while keeping print output light and readable.
## Calculation Flow
Given a monthly basic salary, optional allowances, and optional voluntary Tier 3 contribution:
Gross income:
Basic salary + allowances.
Employee SSNIT Tier 1:
5.5% of basic salary only.
Voluntary Tier 3:
User input capped at 16.5% of basic salary.
Chargeable income:
Gross income - SSNIT Tier 1 - voluntary Tier 3.
PAYE tax:
2026 GRA monthly bands applied progressively to chargeable inco …