Machine learning model to predict which individuals are most likely to have or use a bank account. providing an indication of the state of financial inclusion in Africa, while providing insights into some of the key factors driving individuals’ financial security.
# Financial Inclusion in Africa Challenge
Machine learning model to predict which individuals are most likely to have or use a bank account. This provides an indication of the state of financial inclusion in Africa, while offering insights into some of the key factors driving individuals' financial security.
## 📌 Overview
Financial inclusion remains a critical development challenge in Africa. This project uses data science to understand the key socio-economic factors that influence an individual's access to formal financial services. By predicting bank account ownership, we can help identify populations that are underserved and potentially guide targeted interventions.
## 📊 Dataset
The dataset for this challenge is sourced from the **Zindi Financial Inclusion in Africa Challenge**. It contains demographic information and financial service access details for individuals across several East African countries.
* Source: (Zindi Africa (Competition P…) - A platform for data science competitions in Africa.
* Target Variable: Indicates whether an individual has a bank account.
## 🧠 Model Approach
* Model Selected: RandomForestClassifier
* Evaluation Metric: Accuracy, AUC.(the metric used by Zindi)
## 📈 Results
The final model was evaluated and predictions were submitted to the Zindi competition.
* Public Leaderboard Score: 0.110
The submission file `submission.csv` contains the predictions formatted according to competition requirements.