Ron-pay/ronpay

AI-powered payment agent for Africa and Beyond. Send money using natural language, schedule recurring payments, and auto-pay bills. # 💰 RonPay > **Hackathon Note:** We were unable to verify ourselves from Nigeria during the testing period. Please consider this when reviewing the live demo. > **AI-Powered Financial Freedom for Africa.** Send money, buy airtime, and pay bills using natural language within MiniPay. --- ## 🌟 What is RonPay? RonPay is an intelligent payment agent built for the next generation of mobile users in Africa. By combining the power of **Large Language Models (LLMs)** with the **Celo Blockchain**, we've removed the complexity of decentralized finance. No more copying long wallet addresses or calculating exchange rates manually. Just tell RonPay what you want to do. ```text You: "Buy 1000 Naira MTN airtime for 08142293610" RonPay: "✅ Got it! I've prepared your ₦1,000 airtime purchase for 0.67 USDm. Click confirm to sign." ``` ## 🚀 Key Features ### 💬 Natural Language Intelligence Powered by **Google Gemini 2.0** and **Claude 3.5**, RonPay parses your intent instantly. - **Multilingual**: Supports English, French, Spanish, and Portuguese. - **Intent Detection**: Automatically distinguishes between P2P transfers, airtime purchases, and bill payments. ### ⚡ Instant Cross-Border Remittance - **Mento Protocol Integration**: Uses real-time stabilized exchange rates for USDm, NGNm, KESm, BRLm, and EURm. - **Ultra-Low Fees**: Save up to 95% compared to traditional remittance services. - **Direct signing**: Sign and send in seconds using MiniPay's injected wallet. ### � Utility & Bill Payments - **Airtime & Data**: Instant top-up for MTN, Airtel, Glo, and 9mobile via **Nellobytes integration**. - **Automated Verification**: Backend validates blockchain receipts before triggering utility fulfillment. - **Bill Auto-Pay**: (Beta) Pay for electricity and TV subscriptions using natural language commands. ### � Smart Financial Management - **Balance Tracking**: "Check my USDm balance" or "Show me my NGNm holdings". - **Real-time Timestamps**: Every message is tracked with …