salmondrey001-rgb/BeaconFi

Securing Africa's Financial Future # BeaconFi: Africa's Decentralized Wealth Passport **BeaconFi** is a scalable, utility-first Web3 protocol designed to secure the financial future of Africans. By leveraging decentralized lending, Real-World Asset (RWA) yield routing, and non-transferable Soulbound identity, BeaconFi provides an inflation-hedged alternative to centralized pension systems. ## 🏛 Strategic Vision African economies face persistent challenges: currency devaluation (e.g., Naira declining >75% in 5 years) and centralized mismanagement. BeaconFi stops the reliance on unstable systems by creating a sustainable future based on automated, smart-contract-governed investment. ## 🚀 Key Features ### 1. Hybrid Vault Architecture (ERC-4626) - **Dual-Guard Lock:** programmatically enforced 90-day strict lock followed by a decaying exit fee period. - **RWA Yield:** Capital is routed to Solar DePIN infrastructure, providing hard-currency-pegged returns. ### 2. Soulbound Financial Status (ERC-5192) - **NFT Badges:** Non-transferable "Status" badges (Bronze, Silver, Gold) earned through vault balance thresholds. - **Gov Multiplier:** Badges provide a multiplier to $veBCON voting power, rewarding long-term capital commitment. ### 3. $BCON Tokenomics - **Burn & Boost:** Early exit fees are used to buy back and burn $BCON, creating a deflationary mechanism. - **veTokenomics:** Time-weighted voting power that prevents "Whale" dominance. ### 4. Inheritance Protocol (Dead-Man's Switch) - **Safety Net:** Users designate a beneficiary. If the primary owner is inactive for 365 days, funds unlock for the beneficiary with 0% fees. ## 🛠 Technical Stack - **Framework:** Foundry (Forge/Cast) - **Standards:** ERC-20, ERC-721, ERC-4626, ERC-5192, ERC-4337 (Account Abstraction) - **Languages:** Solidity 0.8.24 ## 📦 Getting Started ### Installation ```bash forge install OpenZeppelin/openzeppelin-contracts --no-commit# BeaconFi: Africa's Decentralized Wealth Passport **BeaconFi** is a scalable, utility-first Web …