stellar-payroll-africa/payroll-africa-frontend

# StellarPayroll Africa > Open-source payroll disbursement for African SMEs — built on the Stellar network. --- ## What is StellarPayroll Africa? StellarPayroll Africa is an open-source payroll platform that lets African SMEs pay employees in local currencies (NGN, GHS, KES) or USDC — directly into mobile money wallets (M-Pesa, MTN MoMo, Airtel Money) or bank accounts — with near-zero fees and near-instant settlement. It is built on top of the Stellar Disbursement Platform (SDP) and extended with payroll-specific logic: tax deduction engines, payslip generation, multi-sig approval workflows, and on-chain audit trails via Soroban smart contracts. **Target markets:** Nigeria 🇳🇬 · Ghana 🇬🇭 · Kenya 🇰🇪 --- ## Why StellarPayroll Africa? | Problem | Traditional tools | StellarPayroll Africa | |---|---|---| | Transaction fees | 1.5–3.5% (Paystack, Flutterwave) | **This repo** (`payroll-africa-frontend`) is the `apps/dashboard` component — the Next.js employer dashboard. --- ## Features ### Employer Dashboard - Organization setup and multi-tenant management - Employee registry with CSV bulk upload - Pay period creation and scheduling - Gross-to-net payroll calculation with live deduction preview - Multi-sig approval workflow (e.g. CEO + Finance must both approve) - Real-time disbursement status tracking - Payslip PDF download and email/SMS delivery ### Tax & Compliance Engine Built-in deduction calculations for three countries: **Nigeria** — PAYE (7–24%), Pension (8% employee / 10% employer), NHIS (1.75%), NHF (2.5%) **Ghana** — PAYE (0–30%), SSNIT (5.5% employee / 13% employer), NHIL (2.5%) **Kenya** — PAYE (KRA bands), NSSF (KES 200/mo), NHIF (KES 500–1,700/mo), Housing Levy (1.5%) ### Employee Onboarding (No smartphone required) ``` Employer uploads CSV ↓ SMS sent to employee: "Your employer has sent your salary. Download the wallet app or reply USSD to receive on M-Pesa. Code: 4829" ↓ Employee chooses: A) Wallet app → SEP-24 flow → receives USDC B …