🤖 AI-powered financial management for South African SMEs - Create invoices, track expenses, generate reports through WhatsApp, Telegram, or web interface
# 🤖 EquiLedger - AI Financial Assistant for SMEs
> **AI-powered financial management for South African small businesses**
EquiLedger is a comprehensive AI financial assistant that helps South African SMEs manage their finances through natural language processing. Create invoices, track expenses, generate reports, and get business insights - all through WhatsApp, Telegram, or web interface.
## ✨ Features
### 🤖 **AI-Powered Financial Services**
- **Natural Language Processing**: "Create invoice for R500 website design for ABC Company"
- **Intent Detection**: Automatically understands financial requests
- **Multi-step Workflows**: Complex financial operations in single commands
- **Business Insights**: AI-generated recommendations and analysis
### 📄 **Invoice Management**
- Create professional invoices with automatic VAT calculations
- Multi-line item support
- Client management
- Payment tracking
- PDF generation ready
### 💰 **Expense Tracking**
- Categorized expense logging
- Receipt upload support
- Automatic VAT calculations
- Expense analysis and insights
### 📊 **Financial Reports**
- Revenue and expense summaries
- VAT compliance reports
- Profit & loss analysis
- Business health insights
- Monthly, quarterly, and yearly reports
### 📱 **Multi-Channel Support**
- **WhatsApp Integration**: Manage finances via WhatsApp
- **Telegram Integration**: Telegram bot support
- **Web Interface**: Professional dashboard
- **Unified Data**: Sync across all platforms
### 💳 **Payment Processing**
- Stripe integration for invoice payments
- Payment intent creation
- Webhook handling
- Payment tracking
### 🔐 **Security & Compliance**
- Multi-tenant data isolation
- Webhook signature verification
- Input validation with Zod
- Audit trails and logging
- South African VAT compliance
## 🚀 Quick Start
### Prerequisites
- Node.js 20+
- PostgreSQL database
- OpenAI API key
- Twilio account (for WhatsApp)
- Telegram Bot Token
- Stripe account (for payments)
### Installation …