Yohannan42/ibiri

Revolutionizing financial inclusion in Africa through AI-driven credit scoring, offline transactions, and blockchain security. # Ibiri: Unlocking African Financial Potential Ibiri is an innovative fintech application designed to revolutionize financial inclusion in Africa. Our mission is to empower millions of Africans by providing accessible credit, promoting financial literacy, and bridging the gap between informal and formal financial sectors across the continent. ## Table of Contents - Project Overview - Key Features - Technology Stack - Quick Start - Getting Started - Prerequisites - Test Details - Installation - Configuration - Project Structure - Development - Architecture - Deployment - Troubleshooting - Security - Roadmap - License - Acknowledgments - Contact ## Project Overview Ibiri addresses the critical need for financial inclusion in Africa. According to the World Bank, as of 2021, about 50% of adults in Sub-Saharan Africa remain unbanked. Ibiri aims to bridge this gap by offering: - A proprietary AI-driven credit scoring system - Offline transaction capabilities - A multi-functional digital wallet - A marketplace for financial services - An inclusive, multi-lingual user interface - Financial education modules - Goal setting and tracking features - Blockchain-based security Our solution provides millions of unbanked and under-banked Africans with access to formal financial services, stimulates local economies, and fosters economic growth across the continent. ## Key Features - [ ] Dynamic Credit Scoring - [ ] Offline Transactions - [ ] Digital Wallet - [ ] Financial Service Marketplace - [ ] Inclusive User Interface - [ ] Financial Education - [ ] Goal Setting and Tracking - [ ] Blockchain Security ## Technology Stack This Nx monorepo project will use the following technologies: - [x] **Monorepo Management**: Nx - [x] **FullStack (Web)**: Next.js - [ ] **Mobile**: React Native - [ ] **Mobile Backend**: Node.js - [x] **Database**: MongoDB - [x] **API**: RESTful API ~~- [ ] **Authentication**: Next-auth~~ - [x] **Authentication**: JWT ~~- [ ] **Payment Integration* …