The Conversational Cross-Border Payment Agent In Africa
# RemitAI πΈ
**The Conversational Cross-Border Payments Agent for Africa**
> Send money across African borders using natural language on Telegram. Powered by AI and stablecoins.
## π― Problem
Cross-border payments in Africa are broken:
- **Expensive** β Traditional remittances cost 8-15% in fees
- **Slow** β Transfers take 2-5 business days
- **Complex** β Users navigate confusing apps and exchange rates
- **Exclusive** β Many are locked out of traditional banking
## π‘ Solution
RemitAI is a Telegram bot that makes cross-border payments as easy as sending a text message.
```
User: "Send $50 to my brother Kofi in Ghana"
RemitAI: " Kofi receives: GHS 780.50
Rate: 1 USD = 15.61 GHS
Fee: $0.50
Delivery: Instant to mobile money
Reply YES to confirm"
User: "YES"
RemitAI: "β
Sent! Kofi will receive GHS 780.50"
```
## β¨ Features
- **Natural Language Processing** β Just describe what you want to do
- **Telegram-Native** β No app downloads, works where you already are
- **Multi-Corridor Support** β Nigeria, Ghana, Kenya, Uganda, South Africa
- **Instant Settlement** β Stablecoin rails for near-instant transfers
- **Mobile Money Delivery** β Direct to M-Pesa, MTN MoMo, bank accounts
- **Low Fees** β Fraction of traditional remittance costs
## ποΈ Architecture
```
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β Telegram β β RemitAI Server β
β β β β
β User sends β β βββββββββββ ββββββββββ ββββββββββββ β
β message β ββββΊ β β Webhook βββΊβ Gemini βββΊβ Router β β
β β β βββββββββββ ββββββββββ ββββββββββββ β
β β ββββ β β β β
β Bot replies β β βΌ βΌ β
ββββββββββββββββ β βββββββββββ βββββββββββββ β
β βSupabase β βYellow Cardβ β
β βββββββββββ βββββββββββββ β
ββββββββββββββββββββββββββββββββ β¦