electricsheepafrica/africa-synth-banking-bnpl-nigeria

⚠️ Synthetic dataset — Parameterized from published SSA literature, not real observations. Not suitable for empirical analysis or policy inference. Nigerian Buy Now Pay Later (BNPL) transactions with default labels This is a production-grade synthetic dataset with authentic Nigerian banking context, designed for BNPL default prediction, consumer credit risk, and installment payment optimization.