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Publication → Journal Article
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This paper introduces UVMAF—the Universal Vertical Multilingual Agent Framework—a novel hierarchical multi-agent architecture for domain-specific autonomous business operations in Indian SMEs. The framework integrates domain-specialised reasoning, real-time multilingual processing across twelve Indian languages, and vertical orchestration logic. UVMAF employs a three-tier agent topology comprising a Strategic Orchestrator Agent (SOA), Domain Expert Agents (DEAs), and Language Execution Agents (LEAs). Evaluated across four SME verticals—retail, agri-commodity trading, healthcare, and textile export compliance—UVMAF achieves 91.4% task completion rate and 89.7% multilingual instruction-following accuracy. DOI:
doi.org