Youth and Access to Basic Resources and Financial Services in Yobe State, Nigeria: Implications for Sustainable Development

ABSTRACT: This research examines the availability of essential resources and financial services for youth in Yobe State, Nigeria, to understand the systemic challenges hindering youth development and economic empowerment. Utilising data from 600 respondents throughout the state, the results indicate substantial shortages in access to electricity, the internet, healthcare, clean water, and financial institutions. Only 40% of young people reported having access to financial services, and a mere 20% had ever sought credit, with an approval rate of only 33%. Additionally, 70% of youths lacked internet connectivity, and 55% reported no access to electricity, which limits their educational, entrepreneurial, and job prospects. The study advocates for immediate measures in infrastructure, digital inclusion, and youth-focused financial reforms as strategies for achieving inclusive and sustainable development.