Data and Code for: Resisting Social Pressure in the Household Using Mobile Money: Experimental Evidence on Microenterprise Investment in Uganda

I examine whether changing the form of disbursement of a microfinance loan enables female microfinance borrowers to overcome intra-household sharing pressure and grow their businesses. Using a field experiment with 3,000 borrowers in Uganda, I compare the disbursement of a loan as cash to disbursement onto a digital account. After 8 months, women who received their microfinance loan on the digital account had 11% higher ($70) business capital and 15% higher ($18) profits compared to those who received their loan as cash. Impacts were greatest for women who experienced pressure to share money with others in the household at baseline. Response Rates: 90% Female microfinance clients taking a new loan who owned their own mobile phone. Female microfinance clients taking a new loan with BRAC Uganda at 7 branches in Kampala and Entebbe between January and June 2017. face-to-face interview; None