16isaac89/sendika

Pan-African payment network built in Rust for mobile money interoperability and cross-border transactions. # sendika # 🌍 Pan-African Mobile Money Payment Network (Rust) ## Overview This project is a Rust-based fintech infrastructure designed to enable seamless cross-border payments across Africa using mobile money systems. The goal is to build a Pan-African payment network that operates independently of traditional global card schemes like Visa and Mastercard, while providing fast, secure, and low-cost financial transactions. The system connects different mobile money providers across African countries and provides a unified payment layer for merchants, users, and financial institutions. --- ## Vision Africa has strong mobile money adoption but limited interoperability between countries and providers. This project aims to: * Enable cross-border mobile money transfers * Reduce dependency on global card networks * Lower transaction costs * Provide financial infrastructure for African businesses * Support financial inclusion * Build scalable fintech rails using Rust --- ## Core Features * Mobile money wallet infrastructure * Cross-border payment processing * Currency conversion engine * Transaction ledger and settlement system * Merchant payment APIs * Fraud detection layer * Secure identity and authentication * Interoperability with telecom payment providers --- ## Technology Stack * **Rust** — high-performance backend services * **PostgreSQL** — financial data storage * **REST APIs** — payment integration * **Async processing** — high throughput transactions * **Microservice-ready architecture** --- ## Why Rust? * Memory safety * High performance * Reliability for financial systems * Concurrency support * Production-grade backend infrastructure --- ## Long-Term Goal To build a unified financial infrastructure layer for Africa that supports payments, remittances, and digital commerce at scale. --- ## Status 🚧 Early development — architecture and core infrastructure in progress.