Zimbabwe's first AI-powered SME credit scoring and investment protocol
# ZimScore — BlaqTech 2026
Zimbabwe's first AI-powered SME credit scoring and investment protocol.
## What it does
- **ZimScore** — AI credit score (300–850) using ZIMRA + ZESA + EcoCash data. No collateral.
- **ZimPool** — Stablecoin investment pools (13–17% APY) backed by verified SME loans
- **ZK Reputation** — zk-SNARK privacy proofs + Soulbound Tokens (ERC-5114) on Hedera
## Run locally
```bash
pip install flask reportlab
cd zimscore_app
python run.py
```
Opens at
127.0.0.1
## Tech Stack
Python · Flask · XGBoost · zk-SNARK · Hedera Hashgraph · Chart.js · ERC-5114 SBT · USDC / DeFi Rails
## Built by
Abel Kamani — BlaqTech Financial Intelligence · Zimbabwe · 2026