AI agent skills for 54 African payment APIs. One SKILL.md per API.
# Africa Stack Skills
AI agent skills for African payment APIs. One SKILL.md per API — each one teaches an AI agent the endpoints, auth patterns, error codes, and usage examples for that provider.
Built by ADAF — African Digital Asset Foundation.
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## What is a SKILL.md?
Each `SKILL.md` is a structured instruction file for AI agents (Claude, GPT, Gemini, and compatible runtimes). Drop it into your agent context and it gains the ability to call that API — correctly, with proper auth, real endpoints, and working code examples.
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## Coverage — 54 APIs across Africa
### 🌍 West Africa
#### Nigeria (12 APIs)
| API | Auth | Capability | Skill |
|-----|------|------------|-------|
| 🇳🇬 Paystack | Bearer | Bridge | SKILL.md |
| 🇳🇬 Flutterwave | Bearer | Bridge | SKILL.md |
| 🇳🇬 Remita | Bearer | On-ramp | SKILL.md |
| 🇳🇬 Kuda Bank | Bearer | Bridge | SKILL.md |
| 🇳🇬 KoraPay | Bearer | Bridge | SKILL.md |
| 🇳🇬 Monnify | Bearer | On-ramp | SKILL.md |
| 🇳🇬 Squad | Bearer | Bridge | SKILL.md |
| 🇳🇬 Interswitch | Bearer | Bridge | SKILL.md |
| 🇳🇬 Seerbit | Bearer | Bridge | SKILL.md |
| 🇳🇬 OnePipe | Bearer | Bridge | SKILL.md |
| 🇳🇬 Termii | Bearer | Messaging | SKILL.md |
| 🇳🇬 Dojah | Bearer | KYC | SKILL.md |
#### Ghana (2 APIs)
| API | Auth | Capability | Skill |
|-----|------|------------|-------|
| 🇬🇭 Hubtel | Basic | Bridge | SKILL.md |
| 🇬🇭 PaySwitch | Custom | Bridge | SKILL.md |
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### 🌍 East Africa
#### Kenya (10 APIs)
| API | Auth | Capability | Skill |
|-----|------|------------|-------|
| 🇰🇪 M-Pesa Daraja | OAuth2 | Bridge | SKILL.md |
| 🇰🇪 PesaPal | Bearer | Bridge | SKILL.md |
| 🇰🇪 Africa's Talking | Bearer | Bridge | SKILL.md |
| 🇰🇪 Kopo Kopo | Bearer | Bridge | SKILL.md |
| 🇰🇪 IntaSend | Bearer | Bridge | SKILL.md |
| 🇰🇪 Cellulant | Bearer | Bridge | SKILL.md |
| 🇰🇪 NCBA Loop | Bearer | Bridge | SKILL.md |
| 🇰🇪 Equity Bank API | Bearer | Bridge | SKILL.md |
| 🇰🇪 JamboPay | Bearer | On-ramp | SKILL.md |
| 🇰🇪 iPay | HMAC-SHA256 | Bridge | SKILL …