AfriWage/AfriWage

Instant, borderless payroll for African gig workers — powered by Stellar & USDC ``` █████╗ ███████╗██████╗ ██╗██╗ ██╗ █████╗ ██████╗ ███████╗ ██╔══██╗██╔════╝██╔══██╗██║██║ ██║██╔══██╗██╔════╝ ██╔════╝ ███████║█████╗ ██████╔╝██║██║ █╗ ██║███████║██║ ███╗█████╗ ██╔══██║██╔══╝ ██╔══██╗██║██║███╗██║██╔══██║██║ ██║██╔══╝ ██║ ██║██║ ██║ ██║██║╚███╔███╔╝██║ ██║╚██████╔╝███████╗ ╚═╝ ╚═╝╚═╝ ╚═╝ ╚═╝╚═╝ ╚══╝╚══╝ ╚═╝ ╚═╝ ╚═════╝ ╚══════╝ ``` **Instant, borderless payroll for African gig workers — powered by Stellar & USDC** **🌍 Live Demo:** afriwage.vercel.app --- ## The Problem Over 70 million gig workers across Africa are paid through legacy wire transfers and mobile money corridors that charge 5–15% fees and take 1–5 business days to settle. For a freelancer in Lagos waiting on a $200 invoice, that's a $30 loss and a week of waiting. This is broken. **AfriWage fixes it.** Employers send USDC via Stellar. It settles in 5 seconds. Workers can off-ramp to NGN or GHS through integrated Stellar anchors. The entire flow is transparent, on-chain, and costs fractions of a cent. --- ## How It Works ``` [Employer Wallet] │ │ USDC payment (Stellar network) ▼ [Stellar Network] ◄─── 3–5 second settlement │ │ SEP-24 anchor off-ramp (NGN / GHS) ▼ [Anchor] Yellow Card / SDF test anchor │ │ Local currency (NGN / GHS) ▼ [Worker Bank Account / Mobile Money] ``` --- ## Features - ✅ **Send USDC payments** — validated Stellar address input, optional memo, real testnet execution - ✅ **Freighter wallet connect** — one-click connection, address copy, explorer link - ✅ **Live balance display** — XLM and USDC balances fetched from Horizon API - ✅ **Transaction history** — last 20 on-chain transactions with direction indicators - ✅ **Payment Receipts** — public proof-of-payment receipt page for any transaction hash - ✅ **Employer dashboard** — send payments, view balance, manage payroll, modify security settings - ✅ **2 live off-ramp currencies** — NGN and GHS; KES, ZAR, TZS, UGX, XOF, and XAF are exchange-rate e …