anonfedora/stellovault

A secure trade finance decentralized application (dApp) built on Stellar & Soroban Tokenizing collateral (invoices, commodities, etc.) to unlock instant liquidity for African exporters and importers, bridging the massive trade finance gap. # StelloVault **A secure trade finance dApp built on Stellar & Soroban** Tokenizing collateral (invoices, commodities, etc.) to unlock instant liquidity for exporters and importers, bridging the massive trade finance gap. --- ## 🚀 Overview StelloVault is a trade finance dApp that enables SMEs to tokenize real-world assets (invoices, commodities) as Stellar assets with embedded metadata, use them as collateral in multi-signature escrows managed by **Soroban smart contracts**, and unlock instant cross-border liquidity. Key innovations: - **Collateral Tokenization** — Real assets become fractional, traceable Stellar tokens. - **Automated Escrows** — Multi-sig + conditional release triggered by shipment verification oracles. - **Dynamic Financing** — Algorithmic loans based on on-chain history and utilization. - **Risk Scoring** — On-chain creditworthiness scoring using transaction history. - **Governance** — Quadratic voting for protocol parameters and accepted collateral types. > **Trade finance gap:** $100–120B+ annually (Afreximbank, African Development Bank), disproportionately affecting SMEs under the AfCFTA. StelloVault targets reducing intermediary costs by up to **50%**. --- ## ✨ Key Features | Feature | Description | |---------|-------------| | Collateral Tokenization | Mint Stellar assets from invoices/goods with provenance metadata | | Multi-Sig Escrows | Soroban enforces release on oracle confirmation | | Oracle Integration | Real-time data feeds for shipment & quality verification | | Risk Scoring Engine | On-chain history → dynamic loan terms | | Frontend Dashboard | Next.js UI for deal origination, escrow monitoring, repayments | | Governance Module | On-chain quadratic voting for protocol parameters | | Flash Settlements | Instant cross-border payments via Stellar DEX/path payments | | Real-time Updates | WebSocket push for escrow/loan state changes | --- ## 📂 Repository Structure ``` stellovault/ ├── contracts/ # Soroban Smar …