aribi-ahmed/BFPME-AI

🏦 AI-powered SME loan analysis tool for BFPME Tunisia — GPT-4o extraction, Plotly charts, and 100% offline failsafe mode. > **An AI-powered document processing assistant for BFPME credit risk officers evaluating SME loan applications and business plans (_Plans d'affaires_) in Tunisia.** --- ## 🎯 What is BFPME AI Credit Agent? The **Banque de Financement des Petites et Moyennes Entreprises (BFPME)** is Tunisia's specialized bank for SME financing. Credit risk officers must manually analyze dense business plans to extract key financial data and assess loan viability. This tool **automates that process** — upload any business plan (`.txt` or `.pdf`), and the app instantly extracts all critical Tunisian financial variables, visualizes the investment structure, and lets you interrogate the document through a smart AI chatbot. --- ## ✨ Features ### 📊 Tab 1 — Executive Dashboard - Auto-extracted KPI cards (Coût Total, Crédit BFPME, TRI, VAN, Délai de Récupération, Emplois) - Automatic **risk rating** (FAIBLE / MODÉRÉ / ÉLEVÉ) based on TRI and payback period - Financial projections table (An 1 → An 3) - Raw document text viewer ### 📈 Tab 2 — Financial Visualizations - **Donut chart** — Financing structure breakdown (Apport, FOPRODI, SICAR, BFPME) - **Bar chart** — Investment vs. financing comparison - **CA Evolution** — Revenue projections over 3 years - **TRI Gauge** — Internal rate of return vs. cost of capital - **Guarantee Coverage** chart vs. BFPME credit ### 🤖 Tab 3 — AI Chatbot - Quick-question chips for instant answers - **Live mode:** GPT-4o powered contextual responses - **Failsafe mode:** Semantic rule-based dictionary with banking-grade answers - Covers: risks, TRI, VAN, guarantees, payback, employment, recommendations ### ⚙️ Sidebar Controls - 📂 File uploader (`.txt` / `.pdf`) - 🔑 Optional OpenAI API key input - 🟢 / 🟡 Live engine status indicator - 🌿 One-click **sample project** loader (Agritech Sidi Bouzid) --- ## 🔄 Dual-Engine Architecture ``` ┌─────────────────────────────────────────────────────────┐ │ BFPME AI Credit Agent …