# Ethiopia Financial Inclusion Forecasting System
## đ Project Overview
A comprehensive forecasting system that tracks Ethiopia's digital financial transformation using time series methods and event impact modeling. This project was developed for Selam Analytics to support a consortium including development finance institutions, mobile money operators, and the National Bank of Ethiopia.
**Date Range**: 28 Jan 2026 - 03 Feb 2026
## đŻ Business Need
Ethiopia is undergoing rapid digital financial transformation with Telebirr growing to over 54 million users since 2021 and M-Pesa entering in 2023 with over 10 million users. However, only 49% of Ethiopian adults have a financial account. The consortium needs to:
- Understand what drives financial inclusion in Ethiopia
- Analyze how events like product launches and policy changes affect inclusion
- Forecast financial inclusion rates for 2025-2027
## đ Core Indicators
Based on World Bank's Global Findex framework:
1. **Access** - Account Ownership Rate (% of adults with financial account)
2. **Usage** - Digital Payment Adoption Rate (% of adults using digital payments)
## đ Project Structure
```
ethiopia-fi-forecast/
âââ .github/workflows/
â âââ unittests.yml
âââ data/
â âââ raw/ # Starter dataset
â â âââ ethiopia_fi_unified_data.csv
â â âââ reference_codes.csv
â âââ processed/ # Analysis-ready data
âââ notebooks/
â âââ task1_data_exploration.ipynb
â âââ task2_eda.ipynb
â âââ task3_event_impact_modeling.ipynb
â âââ task4_forecasting.ipynb
â âââ README.md
âââ src/
â âââ __init__.py
â âââ data_loader.py
â âââ forecast.py
â âââ visualization.py
âââ dashboard/
â âââ app.py
â âââ requirements.txt
â âââ README.md
âââ tests/
â âââ __init__.py
âââ models/ # Saved models
âââ reports/
â âââ figures/ # Visualizations
â âââ task1_report.md
â âââ task2_report.md
â âââ task3_report.md
â âââ task4_report.md
â ââ âŠ