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# M-Ficha 🇰🇪
**The First Kenyan-Built 2G SMS Messenger.**
M-Ficha is an open-source, privacy-first messaging application designed specifically for the Kenyan context. It leverages the reliability of 2G SMS while providing modern automation tools for financial privacy and community fundraising (Mchango)—all while remaining **100% offline**.
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## 🛡️ Why M-Ficha?
In an era of cloud-syncing and data harvesting, M-Ficha takes a different path: **Local Isolation.** We believe your financial messages and community contributions should stay on your device, not a server.
### Key Features
- **Privacy Shield:** Automatically masks M-PESA and Airtel Money balances locally on your screen to prevent "shoulder-surfing" in public.
- **Mchango Smart Treasury:** A local ledger that automatically parses incoming contribution SMS to track group funds without manual data entry.
- **PDF Reporting:** Generate professional, itemize …