SaccoScout — Kenya SACCO discovery and comparison tool. Rates, membership requirements, and loan products.
# 🏦 ChaguaSacco — SACCO Intelligence Kenya
Compare Kenya's deposit-taking SACCOs on dividends, loan rates, and financial health.
> **Chagua Sacco** /tʃɑːɡuɑː sɑːkɔ/ — *Kiswahili*: "Choose your SACCO".
## Tools
| Tab | Description |
|-----|-------------|
| 🔍 Find | Filter by county, sector, entry budget |
| ⚖️ Compare | Side-by-side radar for up to 3 SACCOs |
| ❤️ Health | NPFL ratio + Capital Adequacy vs SASRA benchmarks |
| ✅ Eligibility | Match your employer sector to joinable SACCOs |
## Data
**SASRA Annual Supervision Report 2023** (public domain) — 20 seed SACCOs.
SASRA benchmarks: NPFL ≤ 5%, Capital Adequacy ≥ 8%.
Past dividends do not guarantee future returns. Confirm current rates directly with each SACCO.
## License
© 2026 Gabriel Mahia · CC BY-NC-ND 4.0 · Not affiliated with SASRA or any listed SACCO.
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## Portfolio
Part of a suite of civic and community tools built by Gabriel Mahia:
| App | What it does |
|-----|-------------|
| 🌊 Mafuriko | Flood risk & policy enforcement tracker — Kenya |
| 💧 WapiMaji | Water stress & drought intelligence — 47 counties |
| 🏛️ Macho ya Wananchi | MP voting records, CDF spending, bill tracker |
| 🌾 JuaMazao | Live food price intelligence for smallholders |
| 🏦 ChaguaSacco | Compare Kenya SACCOs on dividends & loan rates |
| 🛡️ Hesabu | County budget absorption tracker |
| 🗺️ Hifadhi | Riparian encroachment & Water Act compliance map |
| 💰 Hela | Chama management for the 21st century |
| 💸 Peleka | True cost remittance comparison — diaspora to Kenya |
| 📊 Msimamo | Macro risk & trade intelligence terminal |
| 🦁 Dagoretti | Alumni atlas & community hub for Dagoretti High |
| ⛪ Jumuia | Catholic parish tools — church finder, pastoral care |