Glorious21/Ajotribe

Ajotribe is a multilingual AI-powered community finance platform designed for informal African communities — market women, food vendors, tailors, artisans, transport workers, and low-income earners. # Ajotribe **Hack4Freedom Lagos 2026** --- ## Overview Ajotribe is an AI-powered multilingual community finance platform that digitizes informal savings systems ; ajo, adashe, esusu — that Africans already use, without asking them to change how they live. Built on Bitcoin's Lightning Network, invisible to users. --- ## Problem Millions of informal workers across Africa already save and contribute to community circles; ajo, adashe, esusu. But the system is broken in two ways: First, the collectors. The person trusted to hold everyone's contributions disappears with the money. It happens constantly — and the victims are always the people who can least afford to lose it. Second, the tools. Every existing financial product ignores how informal workers actually behave; requiring documents they don't have, assuming smartphones and internet they can't afford, and speaking none of their languages. Ajotribe fixes both. --- ## Solution Ajotribe meets users where they are: - Phone-number-only registration — no documents, no bank history - AI assistant onboarding in Hausa, Yoruba, Igbo, Pidgin, and English - Digital savings circles replicating ajo/adashe/esusu - Community emergency support pools - USSD offline mode; works on any basic phone, zero internet, dial *347# - Bitcoin Lightning Network powering the backend silently — no collector can run away with the money --- ## Technology Stack - **Frontend:** React Native (mobile), USSD interface, Bitcoin Connect - **Backend:** Node.js, Phoenixd (Lightning daemon), Breez Nodeless SDK - **AI Layer:** Multilingual voice + chat assistant (Hausa, Yoruba, Igbo, Pidgin, English) - **Payment Rails:** Bitcoin Lightning Network, Cashwyre API (NGN on/off ramp) - **Offline Access:** USSD via telecom network --- ## Team | Name | Role | |---|---| | Gloria | Backend Developer | | Ramatulahi | Product Manager | | Oluchi | Frontend Developer | --- ## Links - GitHub Repo: [Ajotribe] Glorious21/Ajotribe1 - Demo: [a …