Herrnurt/DSN-AI-Bootcamp-Qualification-Hackathon-by-Data-Science-Nigeria

## Preamble kowope Mart is a Nigerian-based retail company with a vision to provide quality goods, eductaion and automobile sevices to its customers at affordable price and reduce if not eradicate charges on card payments and increase customer satisfaction with credit rewards that can be within the Mall. to achieve this the Company has partnered with DSBank on co-branded credit card with additional functionality such that customers can request for loan, pay for goods even with zero-balance and then pay back within agreed period of time. This innovative stragegy has increased sales for the company. However, there has been recent cases of credit defaults and Kowope Mart will like to have a **system** that **profiles cutomers** who are worthy of the card **with minimum if not zero risk of defaulting**. ## The Challenge You have been employed as a Data Scientist to **leverage Machine Learning to predict customers** who are likely to **default** or **not**.