Here by presenting my Solution which was a part of among the best solutions for the challenges organized by Zindi Which is the Popular Data Science Platform in Africa. The challenge was to develop the Machine Learning Model which can correctly identify if the Loaneee clients is worthy of being provided with the loan based on the number of factors . Such those include the Demographic Factors such as Age,Education level and etc and Other Perfomance factors depend on the previous loan granted to the loanee client