kenzycodex/Fable

Fable - AI Security & Fraud Intelligence Infrastructure for African Finance Next-Generation AI Security & Intelligence Infrastructure for African Finance. "Security that disappears when you're safe. Shows up hard when you're not." Problem • Solution • Agents • Architecture • Setup • Demo Guide • API Docs --- ## 🌍 The Problem: The Evolution of Financial Fraud Every bank's fraud system kicks in *after* the user hits send. By then, the scammer has already won. In the modern digital banking era—particularly across emerging African markets like Nigeria—scams no longer happen inside the banking apps themselves. The technological perimeters (2FA, biometric logins, hardware tokens) are generally secure against brute force. Instead, **the human is the vulnerability**. Scams happen on WhatsApp, phone calls, and cloned websites in the five minutes before the transaction. They manifest as: - **Social Engineering & Impersonation:** Scammers posing as family members in distress. - **Deepfake Voice Clones:** AI-generated audio bypassing the "I know their voice" heuristic. - **Urgency Scripts:** Crafted messages in local dialects (like Nigerian Pidgin) designed to trigger panic and bypass rational thought. - **Business Email Compromise (BEC):** Fake supplier invoices routing funds to mule accounts. Because the user themselves is convinced to authorize the transfer, traditional rule-based fraud systems (which only look for credential stuffing or geographic anomalies) fail. They see a legitimate user, on a legitimate device, entering a legitimate OTP. To the bank, it looks like a perfect transaction. To the user, it is a catastrophic loss. ## 🛡 The Fable Solution: Context-Aware Defense **Fable** is an API-first AI security and intelligence infrastructure layer that sits dynamically between the user and the transaction. Rather than looking solely at the technical payload, Fable looks at the **context**. While existing platforms focus on *Identity Intelligence* (answering "Is this person who they say they are?"), Fable focu …