AI-powered travel concierge digitizing West Africa's informal economy — Paystack escrow, MTN MoMo payouts, Ghana Card KYC & dialect AI in Twi, Yoruba & Hausa.
# KWAN — West African Travel Platform
### *"Kwan" — Twi (Ghana) for "The Path / The Way"*
> **Digitizing the invisible 90% of West Africa's informal tourism economy.**
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## 🌍 The Problem
Over **90% of West Africa's tourism economy operates informally.** The best boutique eco-lodges, grassroots cultural guides, trotro transit routes, and market artisans are not listed on Expedia, Airbnb, or Booking.com. They rely entirely on WhatsApp and Instagram DMs.
- Foreign tourists face severe friction paying local hosts who lack formal bank accounts
- Local operators risk non-payment with zero fraud protection
- $8.3 billion in annual West African tourism revenue bypasses informal operators entirely
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## ✅ What Kwan Does
**Kwan** is an AI-powered travel concierge and SME onboarding platform that routes international travel spend directly into the hands of verified West African local operators — with no bank account required.
| Feature | Detail |
|:---|:---|
| 🤖 **AI Itinerary Engine** | pgvector RAG + Gemini generates personalized multi-day itineraries by budget, city, and energy style |
| 💳 **Paystack Escrow** | International card/Apple Pay collected, held in escrow, released 24h post-tour |
| 📱 **Mobile Money Payouts** | 95% of travel spend settles directly into MTN MoMo / Telecel Cash wallets |
| 🪪 **Gov ID Verification** | 4-step Ghana Card / NIN wizard with Dojah KYC API against NIA Ghana & NIMC Nigeria databases |
| 🚌 **Informal Transit Maps** | Trotro, danfo, pragya tuk-tuk routes with local hand-signal guides |
| 🗣️ **Dialect AI Assistant** | Native audio pronunciation in Twi, Yoruba, Hausa, Igbo & West African Pidgin |
| 🏠 **Dynamic Homestay Pricing** | Occupancy-based pricing engine anchored to 5-star hotel benchmarks |
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## 🏗️ Architecture
```
┌─────────────────────────────────────────────────┐
│ Flutter App (Web + Android + iOS) │
│ Tourist Planner | SME Operator Portal │
└──────────────────┬──────────────────────── …