Agentic AI fraud prevention for African mobile money. 6 CAMARA APIs via Nokia Network as Code with hash-chained audit. Africa Ignite Hackathon 2026 (GSMA + Nokia).
# TrustMesh
**AI-Orchestrated Network Trust Scores for Africa's Mobile Money Economy**
TrustMesh is an agentic AI fraud-prevention platform that orchestrates 6 CAMARA APIs through Nokia's Network as Code to produce a real-time composite trust score for every mobile money transaction — with tamper-evident audit certificates regulators can independently verify.
> Africa Ignite Hackathon 2026 — GSMA + Nokia
> Theme 6 (Open Innovation) · Team `akhona_3761`
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## The problem
Across Africa, mobile money fraud costs around **$4 billion every year**. Roughly **70% of it involves a SIM swap, device change, or stolen identity** — signals operators already have, but no one stitches together at the moment of risk.
Mama Thandi runs a spaza shop in Khayelitsha. Last month a customer asked her to send R10 000 — the SIM had been swapped four hours earlier. The transfer cleared. The money was gone. TrustMesh exists so that the next R10 000 doesn't.
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## How it works
```
Transaction → Orchestrate 6 CAMARA APIs → Composite trust score (0–100)
→ Decision: APPROVE / FLAG / BLOCK
→ LLM-explained reasoning
→ Hash-chained audit certificate
```
| Signal | Weight | Source |
|---|---|---|
| SIM Swap | 30% | CAMARA SIM Swap API |
| Device Swap | 20% | CAMARA Device Swap API |
| KYC Match | 20% | CAMARA KYC Match API |
| Number Verification | 10% | CAMARA Number Verification (OIDC) |
| Location Verification | 10% | CAMARA Location Verification API |
| Device Status | 10% | CAMARA Device Status API |
Every decision is locally validated against domain-specific intents and recorded in a hash-chained audit chain. The audit certificate from a USSD call is the same certificate a regulator inspects via REST — provable consistency across channels.
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## Four channels, same engine
| Channel | Audience | Status |
|---|---|---|
| **REST API** | Fintechs, mid-market lenders | Live |
| **USSD** | Spaza shops, anyone with a feature phone | Live (Africa's Talking) |
| **OIDC** | User-bound …