MandisaBiyela/PulsePay

PulsePay is a portable IoT + NFC payment system built for Africa. It enables fast, secure, and offline-first transactions with AI-driven fraud detection. Designed for vendors, commuters, and rural communities, PulsePay empowers financial inclusion where traditional systems fail. # PulsePay 💳⚡ ## Offline-first NFC Payment System for Africa **PulsePay** is a portable IoT-powered payment solution that enables secure, fast, and inclusive transactions even in areas with limited or no internet connectivity. Built at the GirlCode Hackathon 2025, PulsePay combines **IoT hardware (Raspberry Pi, NFC modules, ESP32)** with **FinTech APIs, AI-driven fraud detection**, and **strong cybersecurity protocols** to future-proof financial access across Africa. # 🚀Features **NFC Tap-to-Pay —** Simple, secure transactions via cards or mobile devices. **Offline-first design —** Works without constant internet, syncing to the cloud later. **AI Fraud Detection —** Flags unusual or high-risk transactions in real-time. **Vendor Dashboard —** Track payments, manage customers, and view analytics. **Scalable Architecture —** Designed for vendors, taxis, kiosks, and rural communities. # 🛠️ Tech Stack **Hardware:** Raspberry Pi, ESP32, NFC module **Backend:** Firebase / Azure Functions **Frontend:** React + Tailwind dashboard **Security:** Encrypted tokens, offline validation, AI-based anomaly detection # 🌍 Why PulsePay? Existing payment systems rely heavily on constant internet and banking infrastructure, which excludes millions of Africans. PulsePay bridges that gap by delivering resilient, inclusive, and portable financial technology. # 🔮 Next Steps -Expand biometric authentication (face/fingerprint login). -Pilot with informal vendors and microfinance institutions. -Optimize fraud detection with more transaction data. **👉 PulsePay:** _Your money. Your security. One tap away_..