owl1212/Agora-microfinance-zambia-

version 2.0 # 💎 AMZ RegTech Platform ### Institutional Compliance & Financial Inclusion Engine Welcome to the **Agora Microfinance Zambia (AMZ)** Compliance & RegTech ecosystem. This platform is a mission-critical application designed to safeguard the Zambian financial landscape through AI-driven risk management, automated regulatory reporting, and holistic customer insights. --- ## 🏛️ System Documentation Hub Access the full documentation suite below: - **🛠️ Technical Stack** — Deep dive into Next.js 15, Tailwind 4, and the "Pro Max" UI system. - **🔄 SDLC Approach** — Our methodology for development, testing, and secure deployment. - **📚 Documentation Roadmap** — A comprehensive list of every manual and policy required for this system. --- ## 🌟 Core Capabilities ### 🛡️ Anti-Money Laundering (AML) Real-time transaction monitoring against structure detection, velocity limits, and cross-border anomalies. Seamlessly integrated with FIC reporting workflows. ### 👥 Customer 360 & Village Banking A specialized module for the Zambian market, evaluating **Group Health**, **Peer Trust Factors**, and **Joint Liability** within village banking clusters. ### 📊 AI-Driven Risk Scoring Dynamic risk weightings based on geopolitical data, industrial exposure, and historical behavioral patterns. ### 📝 Regulatory Reporting (STR/SAR) Automated generation of Suspicious Transaction Reports (STRs) formatted for the Financial Intelligence Centre (FIC), BOZ, and ZRA. --- ## 🚀 Quick Start ### Prerequisites - **Node.js**: v20 or higher - **Package Manager**: npm ### Installation ```bash # Install dependencies npm install # Launch development server (with Turbopack) npm run dev ``` --- ## 📂 Architecture at a Glance - `app/`: Next.js 15 App Router (Compliance Dashboards & Auth). - `components/`: Glassmorphic UI Library (Shadcn/UI + Framer Motion). - `lib/`: Core Compliance Logic, Risk Engines, and Auth. - `Agent/`: Specialized AI "skills" for advanced heuristics. --- ## 🛡️ Li …