StellarHome/homedirect

Rent without the middleman. A transparent, blockchain-powered rental marketplace for Nigeria and Africa — built on Stellar and Soroban. # 🏠 HomeDirect > **Rent without the middleman.** A transparent, blockchain-powered rental marketplace for Nigeria and Africa — built on Stellar. --- ## The Problem Renting a home in Nigeria is a gauntlet of fees: | Fee | Typical cost | |-----|-------------| | Agent commission | 10–15% of annual rent | | Legal / agreement fee | ₦20,000 – ₦100,000+ | | Caution deposit | 1–3 months rent (held informally) | | Inspection fees | ₦2,000 – ₦10,000 per visit | Agents inflate rents, hold deposits informally, and control access to information that should be freely available. Tenants — especially young Nigerians relocating for work — bear all of this cost with zero transparency. ## The Solution HomeDirect is a direct landlord-to-tenant rental platform: - ✅ **No agent in the chain** — landlords list directly, tenants apply directly - ✅ **One flat 5% service fee** — paid by tenant at lease signing, replaces all middlemen - ✅ **Smart contract leases** — encoded on Stellar, tamper-proof and legally referenceable - ✅ **Escrow deposits** — security deposits locked in Soroban smart contracts, not held by anyone - ✅ **NGN + USDC payments** — pay in naira or dollar-pegged stablecoin via Stellar **Phase 1 cities:** Lagos · Abuja · Ibadan (Oyo) · Port Harcourt (Rivers) · Anambra **Vision:** Expand across Africa — Ghana, Kenya, South Africa and beyond --- ## Repo Structure ``` homedirect/ ├── frontend/ # Next.js 14 + TypeScript + Tailwind CSS │ ├── app/ │ │ ├── components/ # UI components (WalletConnect, etc.) │ │ ├── dashboard/ # Landlord and tenant dashboards │ │ │ ├── landlord/ # Property listing management │ │ │ └── tenant/ # Application and lease management │ │ └── page.tsx # Homepage │ ├── hooks/ # React hooks (useStellarWallet) │ ├── lib/ │ │ └── stellar/ # Stellar wallet integration │ └── Dockerfile │ ├── contracts/ # Stellar Soroban smart contracts (Rust) │ ├── h …