Winning submission for the SCU Analytics Showdown Spring 2026. Two-stage XGBoost hurdle model predicting farmer non-seller risk for Good Nature Agro across 22,597 farmers in Zambia.
# **🏆 Winner — SCU Analytics Showdown, Spring 2026**
## Roots & Returns — The Story
Every growing season, Good Nature Agro (GNA) extends agricultural input loans — seeds, fungicide, fertilizer, to thousands of smallholder farmers across Zambia. In return, farmers are expected to sell their harvest back to GNA at the end of the season.
But **23.3% of farmers never sell back**. They take the inputs and disappear.
This project answers the question GNA faces every season: **which farmers will we lose and what can we do about it before it's too late?**
---
## The Model
Built a **two-stage XGBoost hurdle model** that separates the problem into two distinct questions:
```
Stage 1: Will this farmer sell back at all? → XGBoost Classifier (AUC: 0.880)
Stage 2: If they do sell back, how much? → XGBoost Regressor (RMSE: 594 kg)
Expected Yield = P(sells back) × E[yield | sells back]
```
This architecture handles the 23.3% zero-yield non-sellers that break a standard regression model.
### Risk Tiers
Farmers are assigned to one of three risk tiers based on their expected yield:
| Tier | Expected Yield | Actual Non-Seller Rate | Action |
|------|---------------|----------------------|--------|
| 🔴 **HIGH** | ≤ 83 kg | 54.5% | Immediate intervention |
| 🟠 **MEDIUM** | 84 – 216 kg | 11.7% | Monitor and support |
| 🟢 **LOW** | > 216 kg | 3.9% | Reliable |
> By flagging just the top 27% of farmers by risk, the model catches **74% of all non-sellers**.
---
## Key Findings
| # | Insight | Impact |
|---|---------|--------|
| 1 | Season 1 farmers have a **27.7% dropout rate** — 20× higher than Season 6+ farmers | Prioritise early-season outreach for first-timers |
| 2 | **Fungicide** is the #1 controllable yield driver — Soy Bean farmers with fungicide yield 463 kg vs 160 kg without | Expand fungicide access; 69% of Soy Bean farmers don't receive it |
| 3 | **Western and Southern regions** have 50%+ non-seller rates — drought-impacted crisis zones | Region-sp …