thetruesammyjay/payeasy-nigeria

# PayEasy Nigeria — Bills Payment Mobile App **A full-featured bills payment, savings, and contribution platform built for Nigerians.** Features • Tech Stack • Architecture • API Integrations • Setup • Compliance • Contributing --- ## 🏢 About **PayEasy Nigeria** is a mobile-first fintech application developed by **Sammy Jay Software Solutions and Consultancy Ltd** (RC No. 9179274), incorporated under the Companies and Allied Matters Act 2020. The app enables Nigerian users to pay utility bills, purchase airtime and data, make bank transfers, save money, and participate in group contributions — all from one secure platform. > **GitHub:** @thetruesammyjay --- ## Features ### Savings - Personal savings goals with target amounts and deadlines - Interest-bearing savings pockets - Savings history and analytics dashboard - Flexible and locked savings options - Auto-save rules (round-up, scheduled transfers) ### Contributions (Ajo/Esusu) - Create and join group contribution pools - Automatic debit when a contribution is due - Grace period configuration per group - Push and SMS reminders before due dates - Contribution history per member - Admin controls for group managers ### Airtime Top-Up - Support for all Nigerian networks: MTN, Airtel, Glo, 9mobile - Instant delivery confirmation - Scheduled and recurring top-ups - Airtime-to-cash conversion (where supported) - Beneficiary management ### Data Bundles - All network data plans in real time - Daily, weekly, and monthly bundle options - SME and corporate data plans - Data gifting to others ### Electricity - All Nigerian electricity DISCOs supported: - PHED (Port Harcourt Electricity Distribution) - EKEDC (Eko), IKEDC (Ikeja), AEDC (Abuja), IBEDC (Ibadan), KEDCO (Kano), ENUGU DISCO, JEDC, BEDC, YEDC - Prepaid token purchase - Postpaid bill payment - Meter number validation - Payment history ### TV Cable Subscriptions - DStv — all bouquets - GOtv — all packages - Startimes — all plans - Smart card vali …