TiaanViviers/finaccess-mobile-money-analysis

Statistical analysis of mobile money adoption, financial inclusion, and resilience outcomes in Kenya. # Mobile Money, Financial Inclusion, and Inequality in Kenya This repository contains a reproducible statistical analysis of mobile money adoption, financial inclusion, and resilience outcomes in Kenya using the FinAccess 2021 Household Survey. The project is structured as a small econometrics workflow: inspect the raw survey data, construct analysis variables, produce descriptive comparisons, and estimate nested weighted linear probability models for key outcomes. ## Research focus The analysis is built around three questions: 1. Is mobile money use associated with higher formal financial inclusion? 2. Is mobile money use associated with stronger financial resilience outcomes such as emergency access? 3. Are the benefits and access patterns evenly distributed across wealth, education, gender, and rural/urban groups? ## Methods - Weighted descriptive statistics by wealth, gender, education, and rural/urban status - Comparative technology-access analysis for phone and digital finance barriers - Nested linear probability models with progressively richer socioeconomic controls - Diagnostic checks for correlation structure and multicollinearity ## Repository structure - `mobile_money_report.Rmd`: main report source - `render_report.R`: renders the report to HTML - `eda/src/`: standalone inspection, descriptive, resilience, technology-access, and diagnostics scripts - `data/README.md`: expected raw data location and handling notes - `references/README.md`: documentation for external reference materials used in the write-up Generated artefacts such as rendered reports, figures, tables, and raw microdata are intentionally excluded from version control for a cleaner public repository. ## Reproducibility ### Requirements - R 4.3+ - Packages: `haven`, `knitr`, `rmarkdown`, `labelled` ### Expected data file Place the FinAccess microdata file at: ```text data/FinAccess_2021.sav ``` The source file is not committed to GitHub in this version of the project. ### …