toe-dot-tech/Ajora

Ajora is a mobile-first decentralized rotating savings platform that digitizes traditional savings circles such as Ajo (Nigeria), Esusu (West Africa), and Susu (Ghana). # 💰 Ajora — Decentralized Rotating Savings Platform Ajora is a **mobile-first decentralized rotating savings platform** that digitizes traditional savings circles such as **Ajo (Nigeria), Esusu (West Africa),** and **Susu (Ghana)**. By leveraging blockchain technology, Ajora replaces manual, trust-based administration with transparent smart contracts that automate contributions, payouts, and reputation tracking. --- ## 📱 Overview Ajora enables users to: - Create or join rotating savings pools - Make scheduled contributions - Receive automated payouts - Build an on-chain trust score - Track every transaction transparently ## Built With - **Flutter** - **Riverpod** - **Go (Gin)** - **PostgreSQL** - **Redis** - **Polygon Blockchain** ### Blockchain Agnostic Ajora is designed to work with any EVM-compatible chain and can be extended to support high-performance Layer-1 blockchains including: - Polygon - Ethereum Layer 2 - Base - Arbitrum - Optimism - Sui - Solana --- ## ✨ Features ## Smart Contract Escrow Funds remain secured inside smart contracts rather than user wallets until payout. ## Randomized Payouts Uses verifiable randomness to determine payout order fairly. ## Trust Score Every participant earns an on-chain reputation score (0–100) based on payment consistency. ## Gas Abstraction Users pay gas using USDC while the platform subsidizes the first five transactions. ## Hybrid Architecture - Flutter Mobile - Go Backend - PostgreSQL - Redis - Polygon Smart Contracts --- ## 📸 Screens | Screen | Description | | --------- | ------------- | | Onboarding | Learn how rotating savings work | | Home | Dashboard with balances and trust score | | Pools | Browse or create savings pools | | Transactions | View contribution and payout history | | Profile | Wallet, badges and account information | --- ## 🏗 Project Architecture ``` ajora_app/ │ ├── lib/ │ ├── features/ │ │ ├── onboarding/ │ │ ├── home/ │ │ ├── pools/ │ │ ├── transa …