The Conversational Cross-Border Payment Agent In Africa
# RemitAI 💸
**The Conversational Cross-Border Payments Agent for Africa**
> Send money across African borders using natural language on Telegram. Powered by AI and stablecoins.
## 🎯 Problem
Cross-border payments in Africa are broken:
- **Expensive** — Traditional remittances cost 8-15% in fees
- **Slow** — Transfers take 2-5 business days
- **Complex** — Users navigate confusing apps and exchange rates
- **Exclusive** — Many are locked out of traditional banking
## 💡 Solution
RemitAI is a Telegram bot that makes cross-border payments as easy as sending a text message.
```
User: "Send $50 to my brother Kofi in Ghana"
RemitAI: " Kofi receives: GHS 780.50
Rate: 1 USD = 15.61 GHS
Fee: $0.50
Delivery: Instant to mobile money
Reply YES to confirm"
User: "YES"
RemitAI: "✅ Sent! Kofi will receive GHS 780.50"
```
## ✨ Features
- **Natural Language Processing** — Just describe what you want to do
- **Telegram-Native** — No app downloads, works where you already are
- **Multi-Corridor Support** — Nigeria, Ghana, Kenya, Uganda, South Africa
- **Instant Settlement** — Stablecoin rails for near-instant transfers
- **Mobile Money Delivery** — Direct to M-Pesa, MTN MoMo, bank accounts
- **Low Fees** — Fraction of traditional remittance costs
## 🏗️ Architecture
```
┌──────────────┐ ┌─────────────────────────────────────────┐
│ Telegram │ │ RemitAI Server │
│ │ │ │
│ User sends │ │ ┌─────────┐ ┌────────┐ ┌──────────┐ │
│ message │ ───► │ │ Webhook │─►│ Gemini │─►│ Router │ │
│ │ │ └─────────┘ └────────┘ └──────────┘ │
│ │ ◄─── │ │ │ │
│ Bot replies │ │ ▼ ▼ │
└──────────────┘ │ ┌─────────┐ ┌───────────┐ │
│ │Supabase │ │Yellow Card│ │
│ └─────────┘ └───────────┘ │
└─────────────────────────────── …