This artifact repository contains all research instruments used in our study. These include:
1. interview guides: The full semi-structured interview guide used in the study, including all prompts and follow-up questions.
2. Recruitment scripts: A guide to ask individuals to participate in the interview, explain the interview process and the outcomes, and assess their eligibility for participation.
3. Interview codebook: The final codebook used for qualitative analysis, including code definitions and sample quotes.
4. Mockup Interfaces for Interviews: Images of the prototype interfaces shown to study participants during interviews.
5. Appendix: Along with the interview guides and recruitment script here, other additional Images depicting observed payment workflows and suggested improvements can be found here.
The interview guides and recruitment scripts are provided in both English and Kinyarwanda. Uploaded materials directly fulfill the open-science commitments for accepted USENIX Security papers.